Whether you’re seeking to manage your own assets, control how your assets are distributed after your death, or plan for incapacity, trusts can help you accomplish your estate planning goals. Their power is in their versatility–many types of trusts exist, each designed for a specific purpose. Although trust law is complex and establishing a trust requires the services of an experienced attorney, mastering the basics isn’t hard. What is a trust? A trust is a legal entity that holds assets…
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Life is definitely more than just about money. There are so many things to know about money. The list is endless, but here are 10 important things you as a woman should know about money: 1. Men and Women are Different Understand that men and women are different in how we use money, how we feel about money, and how we communicate about money. In most relationships one partner will be the spender and one will be a saver. Understand…
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Bonds may not be as glamorous as stocks or commodities, but they are a significant component of most investment portfolios. Bonds are traded in huge volumes every day, but their full usefulness is often underappreciated and underestimated. Why invest in bonds? Bonds can help diversify your investment portfolio. Interest payments from bonds can act as a hedge against the relative volatility of stocks, real estate, or precious metals. Those interest payments also can provide you with a steady stream of…
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Each day, you face a variety of risks–risks to your life, your health, and your property. Although you can’t eliminate many of these risks, you can take steps to guard against resulting financial losses. That’s where insurance comes in. If your coverage is sufficient, insurance can provide financial security to you and your loved ones. Many types of insurance coverage are available–here’s a brief overview of what’s out there. Life insurance Life insurance provides funds for your surviving loved ones…
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Passion Led Us Here Meet Our Team Through an understanding of life experiences and sensible planning, we help clients pursue success using a personalized and engaging process to build their confidence for making financial decisions. We use a mentoring approach focused on helping individuals and companies develop a healthy understanding of financial independence. Nicole N. Middendorf, CDFA CEO of Prosperwell Financial Wealth Advisor with RJFS Justin Gandrud Senior Wealth Advisor Connor Jones Associate Wealth Advisor Nolan Pyrz Senior Relationship Manager…
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We Help Business Owners and Organizations to Start, Grow, and Sell Their Business As an entrepreneur, you have so much to plan for: your business, your family, and your retirement. Prosperwell Financial can ease the pressure by delivering the expertise, advice, and customized solutions to achieve your goals. Whether you want help with cash flow and tax efficiency, retirement and estate planning, or maximizing the value of your business for a potential sale, we can be your guide. Our team…
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Through an understanding of life experiences and sensible planning, Prosperwell Financial helps you pursue your goals using a personalized and engaging process to build your confidence for making financial decisions. We can help guide you through your major life transitions as well as critical financial challenges.
As the end of the year approaches, it’s time to consider strategies that could help you reduce your tax bill. But most tax tips, suggestions, and strategies are of little practical help without a good understanding of your current tax situation. This is particularly true for year-end planning. You can’t know where to go next if you don’t know where you are now. So take a break from the usual fall chores and pull out last year’s tax return, along…
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Prosperwell Financial provides personalized wealth management advice to effectively guide you through every stage of life. Our advisors help to plan your way toward true financial happiness including financial retirement planning, college education savings, estate planning, asset management, insurance, divorce planning, and succession planning. Founded by Wealth Advisor and Certified Divorce Financial Analyst Nicole Middendorf, Prosperwell Financial serves individuals and executives all across the U.S. We help you gain the confidence needed to be in control of your financial happiness.
