Passion Led Us Here Meet Our Team Through an understanding of life experiences and sensible planning, we help clients pursue success using a personalized and engaging process to build their confidence for making financial decisions. We use a mentoring approach focused on helping individuals and companies develop a healthy understanding of financial independence. Nicole N. Middendorf, CDFA CEO of Prosperwell Financial Wealth Advisor with RJFS Justin Gandrud Senior Wealth Advisor Connor Jones Senior Relationship Manager Jack O’Brien Relationship Manager Nolan…
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We Help Business Owners and Organizations to Start, Grow, and Sell Their Business As an entrepreneur, you have so much to plan for: your business, your family, and your retirement. Prosperwell Financial can ease the pressure by delivering the expertise, advice, and customized solutions to achieve your goals. Whether you want help with cash flow and tax efficiency or retirement and estate planning, we can be your guide. How can Prosperwell Financial support your business and personal needs?
Through an understanding of life experiences and sensible planning, Prosperwell Financial helps you pursue your goals using a personalized and engaging process to build your confidence for making financial decisions. We can help guide you through your major life transitions as well as critical financial challenges.
As the end of the year approaches, it’s time to consider strategies that could help you reduce your tax bill. But most tax tips, suggestions, and strategies are of little practical help without a good understanding of your current tax situation. This is particularly true for year-end planning. You can’t know where to go next if you don’t know where you are now. So take a break from the usual fall chores and pull out last year’s tax return, along…
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Prosperwell Financial provides personalized wealth management advice to effectively guide you through every stage of life. Our advisors help to plan your way toward true financial happiness including financial retirement planning, college education savings, estate planning, asset management, insurance, divorce planning, and succession planning. Founded by Wealth Advisor and Certified Divorce Financial Analyst Nicole Middendorf, Prosperwell Financial serves individuals and executives all across the U.S. We help you gain the confidence needed to be in control of your financial happiness.
Tune into “Prosperwell with Nicole” as we examine the path to true happiness. Nicole discusses a variety of topics monthly from saving for retirement to crossing items off your Live It List. If you have a topic you would like to hear about or would like to be a guest on our podcast, please contact us.
An individual retirement arrangement (IRA) is a personal savings plan that offers specific tax benefits. IRAs are one of the most powerful retirement savings tools available to you. Even if you’re contributing to a 401(k) or other plan at work, you should also consider investing in an IRA. What types of IRAs are available? The two major types of IRAs are traditional IRAs and Roth IRAs. Both allow you to contribute as much as $5,500 in 2017 (unchanged from 2016)….
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Your life insurance needs change as your life changes. When you are young, you may not have a need for life insurance. However, as you take on more responsibility and your family grows, your life insurance needs increase. Your needs may then decrease after your children are grown. You should periodically review your needs to ensure that your life insurance coverage adequately reflects your life situation. Estimating your life insurance need There are a couple of simple methods that you…
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So you’re going to have or adopt a baby. Congratulations! Parenthood may be one of the most rewarding experiences you’ll ever have. As you prepare for life with your baby, here are a few things you should think about. Reassess your budget You’ll have to buy a lot of things before (or soon after) your baby arrives. Buying a new crib, stroller, car seat, and other items you’ll need could cost you well over $1,000. But if you do your…
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As the parent of a child with special needs, you face many of the same challenges that any parent faces. But you’ll have to cope with some unique financial, medical, educational, and legal issues as well. Where do you start? Getting reliable information and support is important when you have a child with special needs. Start by talking to: Your obstetrician, pediatrician, and primary physician Social workers familiar with federal, state, and community resources Mental health professionals (e.g., psychologists and…
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