You may have purchased life insurance years ago and never gave it a second thought. Or perhaps you don’t have life insurance at all and now you need it. When your life circumstances change, you have a fresh opportunity to make sure the people you love are protected. Marriage When you were single, life insurance might have seemed like an unnecessary expense, but now someone else is depending on your income. If something happens to you, your spouse will likely…
Continue reading Four Reasons to Review Your Life Insurance Needs
Insurance can be boring and overwhelming. You may wonder do you have too much insurance, not enough or the wrong kind? Aaron Harris from the Raymond James Insurance Department will join us for this enlightening webinar and discuss utilizing insurance in financial planning for protection, accumulation and retirement. He will touch on topics such as disability insurance, life insurance and Long Term Care Insurance and who should consider it. If you are wanting to protect your future, you do not…
Continue reading Insurance Planning Webinar
Insurance can be boring and overwhelming. You may wonder do you have too much insurance, not enough or the wrong kind? Aaron Harris from the Raymond James Insurance Department will join us for this enlightening webinar and discuss utilizing insurance in financial planning for protection, accumulation and retirement. He will touch on topics such as disability insurance, life insurance and Long Term Care Insurance and who should consider it. If you are wanting to protect your future, you do not…
Continue reading Insurance Planning Webinar
Insurance can be boring and overwhelming. You may wonder do you have too much insurance, not enough or the wrong kind? Aaron Harris from the Raymond James Insurance Department will join us for this enlightening webinar and discuss utilizing insurance in financial planning for protection, accumulation and retirement. He will touch on topics such as disability insurance, life insurance and Long Term Care Insurance and who should consider it. If you are wanting to protect your future, you do not…
Continue reading Insurance Planning Webinar
Your life insurance needs change as your life changes. When you are young, you may not have a need for life insurance. However, as you take on more responsibility and your family grows, your life insurance needs increase. Your needs may then decrease after your children are grown. You should periodically review your needs to ensure that your life insurance coverage adequately reflects your life situation. Estimating your life insurance need There are a couple of simple methods that you…
Continue reading How Much Life Insurance Do You Need?
The financial challenges millennials face can be overwhelming. Many young adults have to figure out how to pay off college loans, save to buy a home or start a family, and sock away money for retirement. Given these hurdles, it’s no wonder that life insurance as a financial asset gets little to no attention. But it should. There are many reasons to have life insurance at a relatively young age, but here are some common ones. Leaving your debts for…
Continue reading Do Millennial’s Need Life Insurance?
Soon you’ll be on your way, taking that trip you’ve looked forward to for ages–but suppose something happens. If you get sick, lose your suitcase, or have to cut your trip short, will any of your existing insurance policies cover your expenses or reimburse you for your losses? If not, you might want to purchase travel insurance, which is available from insurance companies, travel agents, tour operators, and cruise lines. If you can’t make it after all or have to…
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Each day, you face a variety of risks–risks to your life, your health, and your property. Although you can’t eliminate many of these risks, you can take steps to guard against resulting financial losses. That’s where insurance comes in. If your coverage is sufficient, insurance can provide financial security to you and your loved ones. Many types of insurance coverage are available–here’s a brief overview of what’s out there. Life insurance Life insurance provides funds for your surviving loved ones…
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Financial advisors and planners help you manage your investments and work toward your financial goals, such as estate and retirement planning. In return for their expertise and guidance, some advisors will charge a flat fee, while others work on commission. Some may even do both. But how are those fees determined and who pays for them? Whether you’re already working with an advisor or just starting to explore your options, make sure you understand their fee structures so that you…
Continue reading What You Should Know About Fees
Planning for retirement is rife with big questions — not just how you want to spend your golden years, but where? For some, retirement offers the opportunity to spend more time with family; for others, it’s the chance to venture into a different climate. For the most part, seniors are planning to spend their retirement near the homes they’ve always known. A 2021 study by the AARP showed that approximately 75% of people over 50 plan to stay in their…
Continue reading Finding the Ideal Place to Live in Retirement
