Is my credit combined with my husband’s or do we each have our own credit?
April 09, 2014
You each have your own credit score; it follows your Social Security number. It is especially important for women to make sure they have credit under their own name. Once women get married, often their husband's name goes first on just about everything: credit cards, mortgage, electric bill, etc. Or worse, only his name goes on those items. If you don't have a checking account, money market savings account or credit card, consider gett one - in your name. Take the credit card and charge a small purchase on it once a month; then every month pay the bill in full to establish a good credit score. The other important thing you can do is run your credit report at www.annualcreditreport.com. It is free and will show you what debts youhave in your name and that of your significant other.