Happiness Budget

August 24, 2016

1 in 3 Americans are truly happy. This is a scary statistic taken by a recent Harris Poll. So, what do we do about it? I suggest taking some time to think about what it is that makes you happy. You then can start by developing a happiness budget for yourself. This will help you get to that place in your life where you feel truly happy. Money is not the answer to happiness. Having more “stuff” doesn’t make you happy. A happiness budget is where you coordinate money and the cost of the things that really truly make you happy. Think about it – have you ever bought a dress and then when you brought it home you just weren’t as excited about it as you were in the store? Maybe you felt guilty about spending the money on it? Life is all about being happy and living life to the fullest. This is exactly why we came up with a “Live It List.” This is similar to a bucket list, but instead of the negative connotation of a list of things to do before you pass away, this is a list of things you want to do while enjoying life and living it to the fullest.

The first step to making a happiness budget is to start your “Live It List.” Write a list of things you want to do, people you want to meet and the places you want to go. Then make a column next to these things and write down the cost to do each. You are going to have some things on your list that are very expensive (a trip around the world) and others that don’t cost anything (having a pillow fight with your kids). Next, categorize that budget into when those activities and the costs associated are truly attainable for your current financial situation. Maybe you decide to stop spending money every day at the coffee shop and instead focus on taking that trip with your kids that you added to your budget. The happiness budget is meant to help you live within your means and making sure that you are putting money away every month to go towards the things that truly matter to you and make you happy.

To start your happiness budget today we can email you a copy of our budget worksheet. You can figure out where you can cut back on in life and save and spend your money on the things that make you truly happy.

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